Things I’m learning as we look for a new house:
1. I really want a nice, new, *CLEAN* house on a nice, new *CLEAN* street where LB can play in the front yard without me having epileptic fits about her being stolen.
2. Those neighborhoods are all on hills.
3. Rich people live on hills.
4. We. Are. Not. Rich.
21 guests here now.
aww! Just keep looking, you’ll get it all figured out! Plus, you can always go to a banker and set up an appintment to find out exactly how much they’ll work with you. Most people manage to live slightly above their means to get into the house they want. At least here in Tejas. Time to win the frigging lottery!!
By texasbelle on 2005 08 14
Have you been to the bank yet? *Maybe* you can afford more than you think! Or maybe you can add a couple more classes?
By RB on 2005 08 14
I’m right there with ya! That’s why we’re focusing on paying off bills for the next two years so we can afford a nice new clean house instead of a nasty ol’ trailer! At least you can be thankful that you already own a house where you are continuing to gain equity…that will just make it more possible for you to actually afford a house that you really want. That’s good, right? Sorry…just trying to be positive. But…just to be fair…that totally blows! Sorry!
By Paige (CoraBelle) on 2005 08 14
Ah, isn’t that just life?! You have good tastes in nice clean houses, btw! Not that that helps you obtain them, but hey! at least you have TASTE! GOOD LUCK!!
By Holly on 2005 08 14
Yeah we’re holding off too. Waiting to see if the prices around here go down a few hundred thousand! But I sure can’t wait till we get one. We’re saving up for a down payment. You’ll get your dream house one day:0) Don’t give up.
By kelli on 2005 08 14
I love your comparision, lol. Yeah I think we are all in the same boat, what we want and what we can afford.
And whoever said money doesn’t bring your happiness was on crack.
Soon enough hun, you will either find a way to make it work or your will find your dream house at the right price for you!
By Nicole on 2005 08 15
Have you considered buying land and finding an “on your site” builder? I have heard that sometimes that is actually more affordable. I’m not talking custom builders… the “on your site” kind have models you choose from and what not. It’d be new. It’d be clean… and you could choose everything from the start!
By Erin on 2005 08 15
*sigh* I have mansion tastes on a trailer park budget. We did end up “just outside” our price range (by 10,000) and it makes a difference. Enough of one where I now HAVE to work…
You never know though, your dream house could just appear when you least expect it!
By Andrea on 2005 08 15
Thanks, y’all. I know we’d get a loan for enough.. but it’s the whole working vs not HAVING to work for me thing. Stresses me out to think of having to, ya know?
We’re still looking. It can be a bit overwhelming at times, that’s for sure!
By Mrs. Flinger on 2005 08 15
From someone who is moving next week, I can say that it IS an investment and often worth it to stretch a little for a house that comes with good neighbors, a shorter commute, a safe place to ride bikes/play, and good schools nearby, etc. Consider all these factors when you ‘scan’ neighborhoods. My new neighborhood actually has people who maintain their yards and bring in their garbage cans from the curb! (Guess that means we’ll have to too now!)
Keep adding to the list of what you’re looking for and add other neighborhoods where you’re willing to be. Sooner or later, the right house will turn up in the right place!
By Amy_M on 2005 08 15
Chicka, If you don’t want to HAVE to work, then pretend you don’t have the income & just qualify with one paycheck. We live in a cheap house with a low mortgage, & I am SO glad to have the flexibility… once you’re in the situation of needing 2 paychecks, then there go your options & flexibility… Just saying! Nice house though!!
By Marie on 2005 08 15
Amy.. we are TOTALLY doing that. I look for kids riding their bikes in the front yards so I know it’s SAFE to let her do that, too. And I mean NORMAL kids. You know what I mean.
And Marie.. AMEN. We’re doing that. We could qualify for so much more, but I refuse to include any income I make. We have always qualified on one income just for that reason. It’s Number One in what we’re looking for. A house I can still stay home in.
Great info, y’all! We think alike!
By Mrs. Flinger on 2005 08 15
Ugh that sucks and know the feeling. We make the most $ now than ever and now can only afford a trailer, WTF??
By Cara on 2005 08 16
I want to see a picture of where you Do live.
Remember that a started home is a started. You can be “movin’ on up” later.
By Mygirlsma on 2005 08 16